Your Real Sphere

Top Mortgage Questions with Deb Cohen and Samantha and Tan Tunador

October 26, 2023 Samantha Tunador Episode 37
Top Mortgage Questions with Deb Cohen and Samantha and Tan Tunador
Your Real Sphere
More Info
Your Real Sphere
Top Mortgage Questions with Deb Cohen and Samantha and Tan Tunador
Oct 26, 2023 Episode 37
Samantha Tunador

1. Friends and clients are saying “interest rates are so high!” and “I’m going to sit out until interest rates go down.” What is your response to the concern about interest rates that seem high compared to the last couple years?

2. Many are familiar with the standard conventional mortgage that requires 20% down and has a fixed interest rate for 30 years. What are OTHER options for buyers to get around the current interest rates?

3. What’s an ARM and why should buyers consider one in this current market?

4. If someone thinks they’d like to buy in the next year, when should they start working with a lender?

5. What does it mean to get pre-qualified for a mortgage? What does it mean to get pre-approved? What’s the difference? Is one better than the other? Do you get both? How long before shopping for a home should a buyer get pre-approved or pre-qualified?

6. What do you think interest rates are going to do over the next 6 months, 12 months, 2-5 years?

7. What other information would you like to share?

Your Real Sphere is hosted by Samantha Tunador, Loan Officer with Atlantic Coast Mortgage and The Tunador Group www.acmllc.com/Samantha-Tunador NMLS#2408374

Connect with Tan & Samantha, husband & wife team-

703-919-5875

samantha@acmllc.com

instagram@thehomelenderforyou

tiktok@thehomelenderforyou

Do you have a suggestion for a Realtor we should interview in one of our licensed States?

Show Notes

1. Friends and clients are saying “interest rates are so high!” and “I’m going to sit out until interest rates go down.” What is your response to the concern about interest rates that seem high compared to the last couple years?

2. Many are familiar with the standard conventional mortgage that requires 20% down and has a fixed interest rate for 30 years. What are OTHER options for buyers to get around the current interest rates?

3. What’s an ARM and why should buyers consider one in this current market?

4. If someone thinks they’d like to buy in the next year, when should they start working with a lender?

5. What does it mean to get pre-qualified for a mortgage? What does it mean to get pre-approved? What’s the difference? Is one better than the other? Do you get both? How long before shopping for a home should a buyer get pre-approved or pre-qualified?

6. What do you think interest rates are going to do over the next 6 months, 12 months, 2-5 years?

7. What other information would you like to share?

Your Real Sphere is hosted by Samantha Tunador, Loan Officer with Atlantic Coast Mortgage and The Tunador Group www.acmllc.com/Samantha-Tunador NMLS#2408374

Connect with Tan & Samantha, husband & wife team-

703-919-5875

samantha@acmllc.com

instagram@thehomelenderforyou

tiktok@thehomelenderforyou

Do you have a suggestion for a Realtor we should interview in one of our licensed States?